Finance and Insurance
Establishments primarily engaged in financial transactions, i.e., transactions involving the creation, liquidation, or change in ownership of financial assets, or in facilitating financial transactions. This sector includes banking, credit intermediation, insurance carriers, and investment activities.
Source: BLS Survey of Occupational Injuries and Illnesses (SOII) · Private industry · Rates per 100 FTE workers
2022 Rates
BLS SOII + CFOI · Per 100 FTE except fatal rate4-Year Trend
| Year | TRIR | DART | DAFW |
|---|---|---|---|
| 2019 | 0.6 | 0.4 | 0.2 |
| 2020 | 0.5 | 0.3 | 0.2 |
| 2021 | 0.5 | 0.3 | 0.2 |
| 2022(latest) | 0.5 | 0.3 | 0.2 |
Note: 2020 healthcare rates reflect COVID-19 pandemic impact on case counts.
5 Subsectors — 3-Digit NAICS
Click any subsector to view injury rates, trend data, and enforcement information.
Causes & Nature of Incidents
Robberies at financial institutions and insurance offices
Field adjusters and agents in vehicles
Office environment falls
Office equipment and material handling
Workforce Demographics
Fatal injury rates by age and race/ethnicity. Source: BLS CFOI 2022, national private industry data.
Younger workers — lower fatal rate but highest non-fatal rate
Rising risk as workers take on heavier roles
Near national average
Above national average
Significantly elevated — experience does not offset physical risk
Highest fatal injury rate of any age group
Overrepresented in high-hazard sectors; construction and agriculture disparity is significant
Highest rate of any racial/ethnic group; concentrated in extractive and construction industries
Above average; disproportionately represented in transportation and service sector fatalities
Near national private industry average
Below national average; occupational distribution skews toward lower-hazard sectors
Finance and insurance has one of the lowest fatality rates of any sector. No significant racial disparity in fatality rates has been documented for this sector.
OSHA Enforcement
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